this product is unavailable for purchase using a firm account, please log in with a personal account to make this purchase.

Looking for something?
  • Product unavailable. Please contact Law Books: lawbooks@liv.asn.au
Annotated National Credit Code e5

Annotated National Credit Code e5

By Andrea Beatty and Andrew Smith

The Annotated National Credit Code has a reputation as the essential guide to consumer credit regulation in Australia. It is an invaluable reference for all involved in Australian consumer financial services. This book is written in plain English and is a user friendly practical guide for business, regulators, external dispute resolution schemes, consultants, compliance officers, credit agencies, consumer advocates and lawyers alike. It is not designed to be simply a legal text.

Consumer Law Finance 

Member

$165.60*

Non-Member

$184.00

VIEW CART
  • Full description

    The Annotated National Credit Code has a reputation as the essential guide to consumer credit regulation in Australia. It is an invaluable reference for all involved in Australian consumer financial services. This book is written in plain English and is a user-friendly practical guide for business, regulators, external dispute resolution schemes, consultants, compliance officers, credit agencies, consumer advocates and lawyers alike. It is not designed to be simply a legal text.

    This fifth edition of the Annotated National Credit Code is a comprehensive update that highlights the Code's key features, with practical guidance on its interpretation and application. It includes an overview of the ASIC licensing system, the responsible lending requirements, the responsibilities placed upon credit providers, including credit enforcement issues and the penalty regime for breaches. It also includes an analysis of the new regimes for small amount credit contracts, reverse mortgages, consumer leases and the revised financial hardship regime.

    The Annotated National Credit Code is an essential handbook for anyone who works with consumer credit in Australia. This includes responsible managers of Australian credit licence holders, lawyers and in-house counsel, compliance officers, auditors, product development, sale and marketing personnel in the financial services industry, credit and enforcement officers, consumer advocates and consumer representatives seeking to understand the National Credit Code's requirements.

    The work includes subsection-level annotations to the legislation, detailed amendment histories and comparative tables, and practical guidance as to the impact of recent legislation reforms. The commentary covers all types of consumer credit – including all forms of consumer credit contracts, home loans, residential investment loans, credit cards, consumer leases and point of sale finance. It covers the life of a credit contract or consumer lease, from initial marketing through to enforcement and financial hardship. It also discusses all key requirements of the national credit regime, such as responsible lending and additional disclosure requirements, such as key facts sheets.

  • About the author

    Andrea Beatty is a Lawyer and Consultant specialising in financial services. She advises on all aspects of the financial services industry, including regulatory investigations, conducts compliance audits and develops compliance strategies. Andrea also convenes a broad variety of financial services training programs for business and lawyers. Andrea previously was a Partner at Mallesons Stephen Jaques and is now a Partner at K&L Gates.


    Andrew Smith was previously a Deputy Ombudsman at the Credit Ombudsman Service, Head of Legal at National Australia Bank, General Counsel and Vice President, Legal & Compliance for GE Money Australia and New Zealand and Partner at Mallesons Stephen Jaques for more than 20 years.
    Costs

  • Product details

    ISBN: 9780409336160

    Published: 2014

    Format: Softcover

  • Table of contents

    Introduction

    Overview of the National Consumer Credit Protection Act

    Overview of the National Credit Code

    Table of Cases

    Table of Statutes

    National Credit Code

    Comparative table

    Table of Provisions

    Legislative history

    Part 1 – Preliminary

    Part 2- Credit contracts

    Part 3 – Related mortgages and guarantees

    Part 4 – Changes to obligations under credit contracts, mortgages and guarantees

    Part 5 – Ending and enforcing credit contracts, mortgages and guarantees

    Part 6 – Penalties for defaults of credit providers

    Part 7 – Related sale contracts

    Part 8 – Related insurance contracts

    Part 9 – Advertising and related conduct

    Part 10- Comparison rates

    Part 11- Consumer leases

    Part 12 – Miscellaneous

    Part 13 – Principal definitions

    Part 14 – Miscellaneous provisions relating to interpretation

    National Consumer Credit Protection Regulations 2010

    Table of provisions

    Legislative history

    Regulations

    Index

Similar Products

  • Product unavailable. Please contact bookshop on 03 9607 9348.
Consumer Protection Law in Australia e3

Consumer Protection Law in Australia e3

Alex Bruce

Member

$112.50*

Non-Member

$125.00

  • Product unavailable. Please contact bookshop on 03 9607 9348.
Corones' Australian Consumer Law e4

Corones' Australian Consumer Law e4

Jeannie Paterson

Member

$135.00*

Non-Member

$150.00

  • Product unavailable. Please contact bookshop on 03 9607 9348.
Annotated Competition and Consumer Legislation 2019 (25th Anniversary Edition)

Annotated Competition and Consumer Legislation 2019 (25th Anniversary Edition)

Ray Steinwall

Member

$157.50*

Non-Member

$175.00

  • Product unavailable. Please contact bookshop on 03 9607 9348.
Contract and the Australian Consumer Law

Contract and the Australian Consumer Law

John W Carter and Laina Chan

Member

$63.00*

Non-Member

$70.00

* The ‘Member’ price shown on this page refers to the standard discount for a Practicing Member. Other members, such as Student Members, may be entitled to lesser discount.